We are only one month in to 2014, but people are already talking about the potential for drastic financial ruin.

I don’t like to focus on the negatives, but most people agree our economy is on the rocks right now.  And that’s something I can’t ignore.

I can’t ignore it because this impacts our future in a big way.  If things go south, what will you do?  Will you be able to make rent?  Buy food?  Get another job?

What if you could have peace of mind knowing that your future is secure?


Make 2014 the Year to Prepare

We’ve only begun to see the warning signs that things could get worse.  And while I hope that they don’t, I think it would be prudent to be prepared either way.

Financial Storm

Weathering the financial storm

If you follow the news, you heard that the first day of 2014 was the worst first trading day since 2008.

The Federal Reserve has started tapering, which has many economists worried about the global risks that come with it.

Some research firms are even predicting a devastating bond bubble collapse.

And one of the things that scares me most is the International Monetary Fund is talking about a potential tax on savers as debt levels continue to rise.

Oh, and did I mention the fear of a chain reaction from the big credit trust default in China?

If that doesn’t motivate you to batten down the hatches and get your financial house in order, I don’t know what will.


It’s Not Too Late

The good news is, there’s still time for you to take charge of your finances.

If you’ve never really thought about your finances, the first thing you should do is make a budget to get a good picture of your monthly income and spending.

But even if you already have a handle on your expenses, everyone wants to do two things:

  1. Make more money each month
  2. Invest their money for a good return

If you don’t make very much money, and don’t have much in savings, you’re probably more interested in making more money right now.  And if you already have money saved, you want to know the best way to invest it where it will be safe from the potential financial calamities listed above.

I know a couple of very successful entrepreneurs (Mike and Robert), and they recently did a survey.  They asked people a simple question…


How much money do you have left over each month to invest, after you pay all of your bills?


Well, if you are a Life In Charge subscriber, you know the importance of keeping a budget and can probably answer that question.  But the results from their survey were pretty depressing.

They found that out of 4,532 people that responded, 62{7ccf5d7f440a8c0a4dff3df5bb9cc0bab88c0e4cf23a41541a36431e043fd86c} said they had less than $500 left each month after their bills!  After digging into some more data, they also found that 57{7ccf5d7f440a8c0a4dff3df5bb9cc0bab88c0e4cf23a41541a36431e043fd86c} of Americans have less than $25,000 in total savings.

I don’t know if you fall into that category, but if so, you should be glad that my friends are entrepreneurs.  Because when an entrepreneur sees a need, he fills it.  And that’s exactly what Mike and Robert did.

They decided they had to do something about that statistic.  So they started doing research and creating training materials to help the majority of Americans increase their income and invest it wisely.

I’ve been following everything these two have done for the past 3 – 4 years, and I’ve been very impressed with what they’ve put together.  Their training videos on investing have definitely helped me to re-structure my own financial plans.

But I also believe that it’s extremely rare to become wealthy from investing alone.  As far as I’m concerned, investing is for protecting your wealth, not increasing it.  The best way to increase your wealth is to start a business.

Fortunately, Mike and Robert agree with me.  That’s why they are holding a free training series this week called “Elevate Your Income,” and their goal is simple…

They’re going to show you how you can substantially increase your monthly income by starting a simple, profitable business within the next 90 days, in almost any industry you want, while also addressing the many questions, pitfalls, and doubts that can come with this subject matter.

I don’t mean to over-hype this, but I do consider this a must watch series if you are serious about taking charge of your finances and preparing for 2014.

I posted about these guys on the Life In Charge Facebook page last week, and I mentioned that Mike started his first business on the side when he was broke and waiting tables.  And now that business has generated over $25 million in revenue.

Robert sold one of his first businesses to Expedia when he was in his 20s.  Together, these guys have a lot of business experience.

They’ve managed to boil down their process into a 3 step formula they’re going to teach everyone during their free training series.

If you want a simple, step-by-step, A to Z plan on how to start and build a successful business, on everything from coming up with ideas, to scaling your business, and each step in between…

Then you need to watch this free training series that my friends Mike and Robert are holding on how to do exactly that.  I’ve learned a lot from these two, and I’m confident that you will too.


The Time Is Now

There’s an old Chinese proverb that says:


The best time to plant a tree was 20 years ago.  The second best time is now.


If you’ve been putting this off, I’m begging you to stop procrastinating.  Even if financial armageddon doesn’t happen (and we all hope it doesn’t), you’ll have much more peace of mind knowing that your finances are secure for years to come.  And that is truly priceless.


Watch the video and decide for yourself if Mike and Robert can deliver on their big promises.


Mike and Robert Training Video